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Lenders make use of your credit history (or credit score) to choose whether or not to supply credit or lend you cash. Once you understand it will help you negotiate better discounts, or understand just why a loan provider rejected you.
Your credit history is founded on individual and economic details about you that’s kept in your credit file.
There is the directly to access your credit rating and credit report free of charge.
Should you want to fix something in your credit file, see credit fix.
Get your credit rating at no cost